Credit Guru Jay | Mr. Never Stop
Trusted by 22,000+ Followers

Your Credit Score
Is Holding You Back.
Let's Change That.

I help everyday people eliminate bad credit, unlock business funding, and build the financial life they actually deserve. No gimmicks. No shortcuts. Just real results.

Book a Call Now See Real Results
2,000+ Clients Transformed
22.1k Community Members
186+ Avg Score Increase
35 Days Average Turnaround
Credit Guru Jay
The Credit King
About Me
Meet The Founder
Jay Rowland

Most people are one bad credit score away from being denied the life they worked hard for. I was there. I know exactly what it feels like to be told no by banks, landlords, and lenders. That experience is exactly what lit a fire in me.

I built my career around one mission: helping people fix their credit, access real funding, and take back financial control. Since then I have personally guided thousands of clients through the process and watched them transform their lives.

Today I operate Never Stop RC, one of the most trusted credit repair brands in the country. My clients do not just get their scores up. They get approved, funded, and free.

Credit Repair Business Funding Score Optimization Financial Freedom Dispute Strategy
Track Record
Results That Speak
For Themselves

Every number here represents a real person who decided to stop settling and take action.

🏆 719
Score in Under 2 Months
Client went from 599 to 719 in just 60 days using our proven dispute and rebuild system.
💰 $100k+
Business Funding Secured
Clients with no docs and new businesses received up to $100,000 in funding after working with us.
📈 +186
Points in 60 Days
Our fastest recent result: 186 point increase in under two months for a verified client.
⭐ 22.1k
Community Following
Over 22,000 people follow our movement because they have seen the results we produce consistently.
🔑 5 Banks
Inside Access Strategy
We teach clients exactly which banks approve new businesses and how to position themselves to get funded fast.
⚡ 35 Days
Average Result Timeline
Most clients begin seeing real measurable score improvements within their first 30 to 45 days.
Client Wins
Real People.
Real Results.

These are not made-up numbers. These are screenshots straight from our clients' credit reports.

Marcus T.
Marcus T.
Atlanta, GA
5.0

I went from 599 to 719 in about two months. I never thought it was possible that fast. Jay and his team are the real deal. I am now approved for my first home loan.

Quinley M.
Quinley M.
Houston, TX
5.0

In just a few weeks my credit went from 513 to 691. My score had been stuck for years and nothing I tried worked. Jay fixed what I could not fix alone in two months.

Danielle R.
Danielle R.
Miami, FL
5.0

I had a brand new business with no credit history and they got me $25,000 in funding. I followed the process exactly and it worked. My only regret is waiting so long to start.

Shanice B.
Shanice B.
Charlotte, NC
5.0

My credit report was a disaster. Collections, late payments, the works. Jay's team disputed everything strategically and my score jumped to 671. I feel like a new person financially.

Jerome W.
Jerome W.
Dallas, TX
5.0

I was denied for everything. Car loan, apartment, everything. After working with Jay I now have a 706 score and just signed a lease on a new apartment. This changed my life.

Tamara J.
Tamara J.
Philadelphia, PA
5.0

Started at 597. Now sitting at 788. Jay does not just fix your credit he teaches you how to keep it clean and build real wealth. Hands down the best investment I ever made.

Screenshot Proof
Straight From
Their Credit Reports

Every screenshot below is verified. Tap any image to enlarge.

Client Result
Client Result
Client Result
Client Result
Client Result
Hear It From Them
Video Proof
From Real Clients

Watch what clients say after working with Credit Guru Jay.

Featured Client Story
Verified Result
Client Testimonial
Verified Result
Client Testimonial
Verified Result
Client Testimonial
Verified Result
Client Testimonial
Verified Result
Got Questions
Everything You
Need to Know

If your question is not here, reach out directly and we will get back to you fast.

Most clients begin seeing measurable improvements in 30 to 45 days. Some see results even sooner depending on their starting credit profile and how quickly negative items are removed or disputed. Every situation is different but we have a strong track record of fast turnarounds.
Yes, 100%. Everything we do is fully legal and based on your rights under the Fair Credit Reporting Act. We use proven dispute strategies and credit building techniques that have worked for thousands of verified clients. This is not a loophole or a scam. It is the law working in your favor.
Absolutely. We have a proven system for helping clients access business funding even when starting from scratch. We know which banks and lenders work with new businesses and lower scores, and we position you to get approved. Many clients have secured $10,000 to $100,000 or more through our process.
Most services just send dispute letters and wait. We go deeper. We build a full credit strategy for each client including score optimization, tradeline guidance, and a funding roadmap. We also stay with you every step of the way. The results speak for themselves across 2,000+ clients served.
Click the Book a Call Now button anywhere on this page. We will schedule a strategy session to review your credit situation, identify what is holding you back, and map out exactly what needs to happen to get you to where you want to be. There is no pressure.
These are exactly the situations we specialize in. Collections, charge-offs, repossessions, bankruptcies, and medical debt are all things we handle every day. Do not assume your situation is too far gone. We have seen and fixed worse. Book a call and let us take a look.
Take Action Now
Your Next Chapter
Starts With One Call

Every day you wait is another day your credit score keeps costing you money, opportunities, and peace of mind. The change is real.

Book a Call Now
NEVER STOP
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JANE DOE11/29
NEVER STOP
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JAMES SMITH07/31